The Benazir Income Support Program (BISP) is a lifeline for millions of low-income families in Pakistan.
To become eligible for this crucial financial aid, applicants must have a Proxy Means Test (PMT) score below 32.
If your PMT score is above the limit, it can prevent you from receiving much-needed support. However, in 2025, there are updated processes and smarter strategies to help reduce your BISP PMT score below 32.
This complete guide will walk you through the updated method to improve your eligibility for BISP benefits.
Table of Contents
What is a PMT Score in BISP?
The PMT score is a financial evaluation tool used by the government to assess a household’s poverty level.
It considers income, assets, education, employment, family size, and living conditions to assign a score.
- Lower PMT score = Higher chances of getting BISP aid
- Higher PMT score = Less chance of approval
In 2025, BISP continues to require a PMT score below 32 for eligibility under its main programs.
Why Reducing PMT Score Matters in 2025
As inflation and economic challenges rise, more families need assistance.
However, only those with an updated and accurate low PMT score will qualify.
If you do not update your data or correct your information, you may miss out on new initiatives, including cash transfers, scholarships, and healthcare benefits under BISP.
That’s why reducing your PMT score is essential in 2025.
Steps to Reduce Your BISP PMT Score Below 32
Follow these effective and updated steps to lower your PMT score:
1. Update Your Family Information
Family size plays a major role in the PMT calculation.
Action Plan:
- Register newborn children immediately.
- Include elderly or unemployed family members living with you.
- Update marital status (such as separation or widowhood) to reflect new dependency levels.
Tip:
More dependents mean a lower PMT score.
2. Report Changes in Income
Loss of a job, reduced working hours, or lower wages should be reported.
Action Plan:
- Submit documents showing reduced income (salary slips, job termination letters, or affidavits).
- If you are unemployed, declare it clearly during the BISP survey.
Tip:
A decrease in household income will directly lower your PMT score.
3. Correct Asset Information
Ownership of luxury items like vehicles, large properties, and big bank accounts increases your PMT score.
Action Plan:
- Remove outdated or sold assets from your record.
- Correct mistakes like wrongly assigned vehicles or land ownerships.
Tip:
Own fewer high-value assets to qualify easily.
4. Highlight Financial Responsibilities
Heavy loans, debts, and ongoing expenses reduce your net financial standing.
Action Plan:
- Provide proof of any ongoing loans or financial obligations (loan agreements, debt certificates).
- Mention healthcare expenses or education fees for dependents.
Tip:
Showing financial burden helps lower your PMT score.
5. Participate in the BISP Dynamic Survey 2025
In 2025, BISP has expanded its Dynamic Registry program allowing households to update their information anytime.
Action Plan:
- Visit your nearest BISP Tehsil Office.
- Request for a new dynamic survey or resurvey.
- Bring CNICs, Family Registration Certificates, and all supporting documents.
Tip:
Updated dynamic data is essential for getting your PMT score corrected.
6. Stay Informed About New BISP Policies
BISP continuously updates its eligibility criteria. Stay alert to announcements regarding:
- Survey schedules
- New inclusion programs
- Special categories for widows, persons with disabilities, orphans
Tip:
Apply immediately if you qualify under a special policy; special cases often allow for relaxed PMT thresholds.
Common Mistakes to Avoid
- Providing false information (this can lead to permanent disqualification)
- Ignoring updates for several years
- Hiding family members who are unemployed (this actually harms your case)
- Not submitting proof of loans or liabilities
Tip:
Always provide complete, honest, and updated information to secure BISP benefits.
Conclusion
Reducing your BISP PMT score below 32 in 2025 is not difficult if you stay active and informed.
Update your household data, reflect your real income and assets, and participate in BISP’s dynamic surveys regularly.
Proper documentation, transparency, and timely updates are your key tools for securing continuous financial assistance.
In 2025, thousands of families will benefit from BISP programs—but only those with a corrected and verified PMT score will be eligible.
Make sure your information reflects your true situation and take action today to secure a better future for your family.